Telephone: 01267 233345

Car Finance at Howards of Carmarthen

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Get an instant, online decision on used car finance, typical 12.9 APR representative

Most customers today choose to fund their purchase and at Howards, we are proud to offer a range of flexible and competitive finance options to help everyone obtain their dream car.

We want you to understand exactly what finance options are available, how they work and which might be best for you, as well as giving you the option to apply online today.

You’ll get an instant online decision on car finance, along with an indication of the rate and monthly payment.



Why use Howards for car finance?

You could finance your car with a personal loan. However, that can take time and your options may be limited.  Howards delivers car finance options through the UK’s leading motor finance broker, Evolution Funding.

This gives us access to a diverse panel of 32 specialist motor finance companies which means we can offer you the best possible deals and product choice to suit your pocket and individual circumstances.

Your application can quickly and conveniently be arranged in person at one of our dealerships or you can apply online via our car search.



Why use Howards finance options?

  • Typical 12.9% APR representative
  • Fast decision on car finance
  • UK’s leading motor finance broker
  • Panel of 32 lenders
  • Increased levels of acceptance
  • All types of credit profile.

Howards Of Carmarthen Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Howards Of Carmarthen Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of lenders.

We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.